Have Medicare or Insurance Questions?
Ask Amelia
Helping individuals and families explore insurance options that fit their health care needs, lifestyle and budget.
MEET AMELIA
Amelia Landeros Smistad
Welcome! I’m Amelia Landeros Smistad, founder of Ask Amelia Insurance Service, LLC. For more than a decade, I’ve had the privilege of helping individuals and families feel more confident about their Medicare and supplemental insurance choices through clear guidance, patient support, and personalized service.
As an independent broker, I don’t work for the insurance companies—I work for you. I take the time to compare plans from multiple carriers and explain your options in simple, straightforward terms, so you can choose coverage that fits your healthcare needs, budget, and stage of life.
My work is deeply rooted in my faith and guided by Galatians 6:9-10. This foundation inspires me to serve each client with integrity, transparency, and genuine care—whether you are transitioning into Medicare or exploring supplemental insurance options.
Thank you for visiting Ask Amelia Insurance Service, LLC website and God bless you!
My Approach
I understand how important it is to choose the right insurance coverage. That is why I take the time to research and compare carriers, helping clients find coverage that offers strong value, competitive pricing, and reliable benefits. As a resident agent in Texas and a non-resident agent in Nevada and Arizona, I partner with highly rated, financially stable insurance carriers. My no-cost, four-step approach begins with understanding your insurance needs, then reviewing your plan options, evaluating them objectively, and providing a recommendation supported by ongoing service and a commitment to your satisfaction.
More than Medicare —
coverage for every stage
Medicare is one part of what I do. As an independent broker, I help individuals and families explore a full range of options.
Medicare
Advantage, Supplement, and Part D. Clear comparisons to match your doctors and prescriptions.
-
Advantage & Medigap
-
Part D prescription review
-
Annual check-ups at no cost
Supplemental Health
Extra protection that pays cash directly to you to help with costs health insurance doesn’t cover
-
Hospital & accident plans
-
Dental, vision, hearing
-
Cash benefits to you
Critical Illness
One diagnosis shouldn’t derail your finances. Get lump-sum support for life’s hardest moments.
-
Cancer, heart, stroke coverage
-
Lump-sum cash payment
-
Use for any expense
Other Insurance Solutions
Life, final expense, and more — designed to protect the people who matter most.
-
Life & final expense
-
Long-term care options
-
Personalized family plans
A clear, caring process —
from first chat to covered
Educate
We start with plain-language education about how your options work — what’s covered, what’s not, and what matters for your situation
Enroll
When you’re ready, I handle the paperwork and enrollment — making it simple, accurate, and on time.
Evaluate
We review your doctors, prescriptions, health needs, and budget to narrow down plans that actually fit your life.
Ensure
Coverage doesn’t end at enrollment. I’m here year-round for questions, reviews, and annual check-ins.
The right coverage isn’t the same for everyone.
What Clients Say about Ask Amelia
-Lupe N.
"I really am lucky and happy to have Amelia Smistad for my Medicare provider, she was very thorough and patient. I felt very comfortable and I knew I could trust her because she was very knowledgeable about Medicare and answered all my questions I had about Medicare. She showed me a packet explaining my plan in words I could understand
- Diana S.
Mrs. Amelia was truly a God send for me! I had been searching for almost 3 years for a supplemental policy to help my mom out. No one seemed to want to help me. I ran into her at Walmart at her booth and decided I would try one more time to see if I could get more information. Amelia worked tirelessly to help find the best replacement policy for my mom. And she promised she would always be there after I signed up. She certainly held out to her promise and has continued to stay in contact with me even after my mom passed away. Amelia is honest, kind, carrying, and sincere. I'm glad she is now in my circle
- Lilia M.
To write a testimonial about the services that you have provided me, will be a pleasure and a honor for me.
I had the most wonderful experience using your services.
You always have given me the best advice and information for what I have asked, and I needed.
I am fortunate to have you on my side, when I am making my choices and I am sure that I am taking the right decisions.
There are many superlatives that will fit well to your professional work and to your high integrity character, such as, reliable, prompt and sincere, that make you wonderful, amazing, outstanding and extraordinary in these pandemic and hasty days.
I am only sorry that my linguistic capabilities are not the best to describe a person that could be a role model in her field of an insurance agent for the future generations.
I am very thankful for Mrs. Amelia Smistad!”
- Cecelia and Hector M.
My husband has been on Medicare for over 20 years, but he was not getting the help he needed. I was contacted by Amelia Smistad and she came over and talked us thorough the process of getting the right kind of help for him. So, when I turn 65, I called Amelia and asked her what my Medicare options were, and she right away started to review my situation. We talked on the phone for several weeks and then she came and showed me everything I need for the right plan for me. I am incredibly pleased that she contacted me for my husband and myself. She is friendly, polite, and she is the explains everything step by step. She is the right person to ask for help with your Medicare.
- Vicki N.
"Being new to Medicare was somewhat confusing especially since I was receiving so many calls from various reps attempting to sell the same products. However, one of the reps stood out among the others due to her willingness to come to my home and learn more about my needs and assess which plan would be best for me. I appreciate her professionalism, then and now, and decided to make this relationship permanen