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Medicare Plans 

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Medicare Advantage Prescription Drug Plan (MAPD) and Medicare Advantage Plan (MA)

A MAPD plan, also called Medicare Part C, offers all the benefits of Original Medicare Part A, Part B and includes Part D coverage. A MAPD plan may also include benefits like routine dental, and vision care, hearing, fitness, wellness services or a nurse helpline. A MAPD plan might be a good choice if you would like coverage beyond Original Medicare. Most MA plans include similar benefits as a MAPD plan but with No Part D prescription drug coverage.

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Medicare Supplement Insurance Plan

A Medicare Supplement Insurance Plan helps pay some of the health care costs that Original Medicare does not cover such as co-payments, coinsurance, and deductibles.  You must have Original Medicare Part A and Part B to be eligible to enroll in a supplement plan.  These types of plans do not include prescription drug coverage which means you will have to obtain a Medicare Prescription Drug Plan (Part D).

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Supplements do not cover long-term care, vision, dental, hearing aids, eyeglasses or private duty nursing.

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Please contact 1800Medicare or visit www.medicare.gov to review your Part D plans.

Medicare offers prescription drug coverage to everyone with Original Medicare, this is known as Part D.  It is important to consider enrolling in a Medicare

PDP when you first become eligible. This may help you avoid a late enrollment penalty, unless you have other creditable coverage, or you get Extra Help. 

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Dental and Vision Plan

Because Original Medicare does not cover routine dental and vision exams. An individual dental and/or vision plan can help cover these services and minimize your out of pocket costs.

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